| Health is a very important issue today. In the | | | | premiums are affordable and have to be paid |
| present scenario, health insurance is a must. With | | | | monthly. They get covered for twelve months by |
| soaring medical costs, we cannot afford to be | | | | paying a minimum of $4 for a child and $27 for a |
| without medical insurance. In California, "Healthy | | | | family. There is a $5 co-payment for some |
| Families" is a low cost health insurance program | | | | services like going to the doctor for illness. The |
| which gives health insurance along with dental and | | | | health check ups and immunization for children is |
| vision coverage for children. Health insurance is | | | | free. |
| generally too high and many below the poverty | | | | To determine the income of a family they do not |
| line cannot afford to take care of their health | | | | take into account any savings or their possessing |
| because of this. Being concerned about the health | | | | a car or any other assistance they are receiving |
| of children in the state and wanting them to have | | | | from the government. The insurance is given |
| all the health benefits, they have started "Happy | | | | regardless of their status and whether the |
| Families". This goes to show that the state is | | | | parents are employed. |
| interested in the people of the state and wants | | | | Hypotheses of health always have factors like |
| everyone to lead a healthy life. | | | | fun, enjoyment, happiness, satisfaction as their |
| There are many people who are employed and | | | | parameters opposite to it. But the very vital |
| yet do not have basic health coverage. California's | | | | comparison will be between health and money. |
| 'Healthy Families' is an insurance plan mainly for | | | | This is indeed a strange pair to be compared. |
| children who do not qualify for free Medi-Cal and | | | | Health and money should always go hand in hand. |
| do not have any other medical insurance. This is | | | | Many problems in the mental posture of a man |
| run by the state of California and has Federal | | | | are due to the problems in money issues. Stress |
| funding and so the rates are subsidized. The | | | | is one best example which money can cause. |
| children should be residents of California and | | | | Stress causes many diseases like heart attack, |
| should be citizens of the United States of | | | | BP shoot ups etc. Thus money is always a reason |
| America. They should be naturals or immigrants. | | | | of worry that is also a disease. Money is needed |
| They should be less than nineteen years of age. | | | | for any health problem. |
| Their families should have income at or less than | | | | Money matters. And very significantly, this can be |
| 25% of the Federal poverty line. | | | | put as money at times of need is very important |
| The benefits of being a member of 'Happy | | | | for a sustainable life. It is the only search for any |
| Families' are many. All medical expenses of | | | | man for a satisfaction and happiness with no |
| children are taken care of. Children can have | | | | hassles. Consider the following situation. Mr. ex-y-z |
| regular medical check ups, visit the physician if | | | | was an average earning person, needed money |
| necessary and use hospital services. Dental and | | | | to treat his seven year old who suddenly fell sick. |
| eyesight problems are taken care of. Preventive | | | | The doctor needs big bucks to treat the child well. |
| medical care is given. Regular prescription | | | | As there was no money in times of need, the |
| medicines are also given and children are also | | | | child had to be admitted in a less than good |
| eligible for immunization. There are also well baby | | | | hospital, where he was not treated greatly. As |
| clinics for the babies. So, all children, right from | | | | expected, the hospital started to charge higher |
| babies to nineteen year olds are given all the | | | | consecutively. This caused Mr. ex-y-z to lose hope |
| medical facilities needed. Pregnant mothers are | | | | and caused stress and he is at verge of a heart |
| covered by this policy. Prenatal care is also taken | | | | attack. |
| care of for under-eighteen year olds. Mental health | | | | If money would have been there at times of |
| is also covered. | | | | need, Mr. ex-y-z would not have come to this |
| The program is not expensive. The insurance can | | | | situation. Proper planning and Health Insurance |
| be used to cover the entire family. The guidelines | | | | policies would have helped a lot better in his life. |
| that are given are different for each family. They | | | | There are good health quotes that you can apply. |
| differ according to the age of the children and the | | | | We can avoid from being Mr. ex-y-z and can lead |
| number of members in a family. They can give | | | | a problem free life with money at times of |
| their household income and choose the health plan | | | | necessity. |
| they want. The cost also differs accordingly. The | | | | |