| Which California Health Insurance companies offer | | | | these exams are often billed is by having the |
| the best preventive care benefits? It's a question | | | | deductible waived. Say you got the same $800 |
| that's asked a lot these days. Most people with | | | | bill in the mail but this time your plan waives the |
| health insurance rarely us their health insurance | | | | deductible and pays 70% of the bill and you pay |
| benefits. On average most people only go to the | | | | 30%. While this is a much better option you still |
| doctor once a year for a routine checkup. | | | | end paying $240. |
| Checkups are one of the most important things a | | | | By know you wondering if there are any good |
| person can do to remain healthy. By participating | | | | PPO plans that offer great preventative care |
| in routine checkups like annual physicals, OB-GYN, | | | | benefits. Fortunately Aetna a nationwide carrier |
| mammograms, PSA exams your doctor can | | | | that covers over 18 million people does offer |
| identify health problems before they happen or in | | | | some great preventative care benefits on all their |
| their early stages. If a condition or illness is | | | | individual PPO plans. All of Aetna's plans offer the |
| identified in the early stages the doctors have a | | | | following. |
| much better chance of keeping you healthy. | | | | - Annual physical exams for a $20 - $50 copay |
| While all the top California health insurance | | | | depending on selected plan. |
| companies offer some type of preventative care | | | | - $0 copay for all OB-GYN , mammograms and |
| benefits not all cover them the same. Companies | | | | PSA exams on all plans |
| like Anthem, Assurant, Blue Shield of Ca, Health | | | | Aetna has a nationwide network that consists of |
| Net and PacifiCare all offer PPO plans but each | | | | over 952,000 health care professionals, over |
| plan covers preventive care benefits differently. | | | | 539,000 primary care doctors and specialists and |
| They either require you to meet a deductible | | | | over 5000 hospitals. In 2010 for the thrid year in |
| before the exams are covered or they will waive | | | | a row Aetna was name the most admired |
| the deductible and require you to pay a portion of | | | | company in health care (Insurance and Managed |
| the cost. Here's an example, say you have a | | | | Care Category) by Fortune Magazine. So if you |
| $2500 dollar deductible and you go in for an annual | | | | searching for a reliable California health insurance |
| physical and PSA exam. About a month after | | | | company with above average preventive care |
| your exam you receive a bill in the mail for $800. | | | | benefits Aetna would be a great choice to |
| Because you haven't met your deductible you are | | | | consider. |
| responsible for the whole bill. The other way | | | | |