California Medical Insurance – Who Has The Best Rates?

Who has the best rates for California medicalAetna also offers great rates and coverage all
insurance? This question gets asked all the time!together. While typically Aetna's rates are slightly
While you should never buy insurance based onhigher than the Blue's companies they definitely
price alone this article will break down who hasoffer the best coverage of the three. All of
the most completive rates in California.Aetna's plans come with first dollar preventive
First of all let's start off with the lowest rates.care benefits. They also have a number of
Anthem Blue Cross by far has the cheapestdeductibles, co-insurances, office visits options,
priced plans in California. But they also have somepreventive care coverage and prescription
of the most expensive. Anthem offers morebenefits. Aetna a nationwide company offering
plans to California residents that any otheronly PPO and HSA's on the individual market gives
insurance company. HMO's, PPO's and HSA plansyou the most bang for your buck!
are all available from Anthem. With a wide varietyRounding out are list would be Health Net, Kaiser
of plans and coverage Anthem has something forand PacifiCare. While all of these companies offer
every budget.great coverage and number of different plans
Next on the list is Blue Shield of California. Blueoption's their rates tend to be much higher. When
Shield also has some great rates. They also offerseeking new coverage the easiest way to find
HMO's, PPO's and HSA plans with a wide varietyout what company fits your need best is by
of deductibles, co-insurances, office visits options,contacting an independent broker from California
preventive care coverage and prescriptionwho specializes in California Medical Insurance.
benefits.  While Shield offers great benefits onThey can help you narrow your search down and
most plans the co-insurance clause on some plansverify what plans are accepted by the hospitals
are slightly lower that other carriers, because ofand doctors in your area.
this difference their rates are pretty competitive.