| So many people are out of work these days and | | | | supplemental medical policy. These are used to |
| one of the major problems is that the | | | | help during the transition time between jobs. Most |
| unemployed can't afford medical insurance. There | | | | of these policies can be very cheap and help with |
| are several steps you can take to help lower | | | | catastrophic illness or injuries. |
| your medical health insurance costs. The | | | | One of the best ways to lower the costs of a |
| unemployed have several options to keep or | | | | medical health insurance policy is to ask for a |
| attain coverage. | | | | large deductable. There are policies that have |
| If you quit or were laid off from your job and | | | | deductable's as high as twenty five thousand |
| you were covered by a medical insurance plan or | | | | dollars. The higher the deductable the cheaper the |
| were eligible for coverage and it has been less | | | | costs, normally. |
| than 60 days since you left then you most likely | | | | One of the best ways to get a cheap medical |
| can obtain COBRA coverage. This allows you to | | | | insurance is to shop around. Most people don't |
| keep your coverage for eighteen months. The | | | | realize that the costs vary greatly between |
| biggest problem with COBRA is it is very | | | | companies. There are websites you can go to |
| expensive. Most of the time your employer was | | | | that will give you comparative quotes between |
| paying a large portion of the costs for the policy. | | | | various companies. So my recommendation is to |
| Now you will have to pay the entire costs. | | | | shop around. |
| Most people decide to get a temporary | | | | |