| In an age of daunting economical difficulties, health | | | | care-Insurance will cover those who are ill, even if |
| and dental insurance can be very difficult to | | | | there is a loss of employment. Those who have |
| acquire from America's health brokers, let alone | | | | a pre-existing condition cannot be denied an |
| maintain, due to expensive premiums or ongoing | | | | individual health plan. |
| treatment of certain medical conditions. With | | | | Other benefits |
| chronic illnesses, even the deductibles can lead to | | | | One of the most important factors of the Health |
| financial disaster. America's health brokers are | | | | Care Reform Bill is that most US citizens will have |
| not to blame, for the nature of a private business | | | | an individual medical insurance plan. According to |
| is to succeed with financial gain, but the rising | | | | a survey, estimates showed that as of 2010, |
| costs of medical expenses have made it more | | | | there were nearly 50 million individuals in the |
| and more difficult to sustain an affordable | | | | Unites States without personal health coverage. |
| premium. The Health Care Reform Bill offers a | | | | By the year 2014, nearly every US citizen will |
| solution to health insurance plans that ease the | | | | either have some form of cheap health insurance |
| burden for both the individual as well as America's | | | | coverage (via an exchange) or employee benefits |
| health brokers. | | | | through an employer. America's health brokers |
| Dental Health | | | | will have many avenues to diversify packages: |
| The Health Care Reform Bill states that by the | | | | Health insurance for small businesses, health |
| year 2014, all Americans will be required to obtain | | | | insurance for individuals, cheap health coverage |
| health insurance (which includes a dental plan). | | | | (through the exchange), group insurance plans and |
| With a growing number of individuals who will | | | | corporate insurance plans. The new market for |
| actually be able to receive treatment, the demand | | | | health brokers will clearly be the individuals who fall |
| on the field will rise. In order to counter this | | | | between 1.3 and 4 times the poverty level (which |
| issue, funding will be available for those within the | | | | is estimated at $22,000 for a family of four). |
| field to further enhance their skills and education. | | | | Planning for a new change in health care is not a |
| The result will be more dentists to treat the large | | | | simple task. There will be many adjustments of |
| number of people who are in need of dental | | | | the entire structure of all aspects of medical |
| care. Funding will also be provided to America's | | | | treatment: Employers, employees, insurance |
| health brokers for preventative treatment, thus | | | | companies, physicians, administrators and the |
| lowering the long-term costs of care. | | | | entire population. America's health brokers will |
| Medical Health | | | | have new rules to abide, but they will also acquire |
| Although America's health brokers will have a new | | | | aid that was not present before from the |
| pool of competition, there will be some aspects of | | | | government. The idea is simple: There is no |
| the bill that clearly favor the individual. Annual | | | | bad news in the fact that all Americans will have |
| caps-Rather than having a cap on the amount of | | | | an opportunity to afford health insurance. |
| funds paid from insurance, the Health Care | | | | Working together is an old tradition that will soon |
| Reform Act proposes annual caps. Continuous | | | | become the symbol of American health care. |