| Many Americans prefer to enroll in the Original | | | | through J. |
| Medicare program with supplemental insurance for | | | | These benefits include coinsurance plus coverage |
| coverage gaps. Humana Medicare supplement | | | | for up to one year after Medicare benefits end in |
| plans meet federal and state regulations. They | | | | Part A, medical expenses not covered in Part B |
| also provide benefits and features that more fully | | | | such as co-payments for hospital outpatient |
| meet an individual's health care needs. | | | | services, and the first three pints of blood each |
| Their plans offer beneficiaries the ability to choose | | | | year. Plan C coverage options include emergency |
| the specialists and doctors they see without | | | | care while traveling in a foreign country. |
| referrals. They can choose any Medicare-certified | | | | It also covers coinsurance for inpatient care at a |
| hospital in the country to provide their care, and | | | | skilled nursing facility in addition to the coverage |
| the policies are guaranteed renewable. Rates | | | | provided for A and B. Humana Medicare |
| vary based on location, gender and age. This | | | | Supplement, Part F plans can be purchased in one |
| makes it important to take your time and | | | | of 2 options. Coverage for each includes the |
| thoroughly research options before selecting a | | | | same options as Part C, with Part B deductibles |
| provider. | | | | and excess. |
| Although plan offerings can vary by state, | | | | The only difference between the between the |
| Humana Medicare Supplement plans for A, B, C, F, | | | | two is that one is a high-deductible plan. This |
| L, and High Deductible F and K are generally | | | | means that the installments are less expensive, |
| offered nationwide. Every company licensed to sell | | | | but that the deductible is much higher. This is a |
| Medicare supplement insurance must make Plan A | | | | good option for those individuals with an HRA or |
| available and provide basic benefits for plans A | | | | who are relatively healthy with few issues. |