| Thinking about your retirement? It can be scary | | | | information, sell advice that you are now an |
| or it can be something to look forward to. It | | | | expert in, and it can be a free site or a for which |
| depends on your thinking. | | | | you pay a monthly fee. You could also start a |
| Retired but not fully pleased with your situation? | | | | newsletter and seek paying subscribers. And you |
| Then know that you can change it to something | | | | could do research using the Internet and libraries. |
| you would enjoy. Applying positive and productive | | | | Perhaps you would like the rewarding efforts of |
| thinking and it will change for the better. | | | | volunteer work. Check your local hospital, check |
| So a review of possibilities can be rewarding for | | | | with a VA hospital in your area, nursing homes, |
| you. | | | | Hospice, fire department, police, your library, the |
| Let me assume that your retirement income | | | | local chamber of commerce, and more. These |
| does now, or will, allow you to live only on it. If | | | | can be anything from answering the phone, to |
| your retirement income is insufficient then it is | | | | writing letters, to helping with care of people, to |
| obvious that you may need to gain another | | | | running errands, to deliveries, to shopping for |
| income through some kind of employment. | | | | shut-ins, and many more. And do not forget your |
| 1. The very first item that must be attended to is | | | | church which likely needs volunteers for anything |
| that of deciding whether you want to be 100% | | | | from cleaning the building, to cooking, to teaching, |
| retired, or not. This means deciding whether you | | | | to delivering food to shut-ins. |
| want 100% control of your time so that you | | | | Consider that you are now an expert in some |
| may do whatever you want. It means that no | | | | field and could be speaking by signing up at your |
| one beyond family dictates how your time will be | | | | local chamber of commerce, volunteering at |
| spent each day. It also means having an income | | | | schools, speaking to local businesses, or becoming |
| that supports 100% retirement. | | | | an advisor for Junior Achievement. Along the |
| 2. Okay, that first item is done and you want a | | | | same lines you might become a teacher at |
| required activity of your choosing. So what can | | | | church, or for local schools of all types. Hobbies |
| you choose? | | | | can also be rewarding and great pleasure. |
| A job is an obvious choice. And there are many | | | | 3. Now you should know that the type and |
| for retirees. From a grocery store bagger, to a | | | | quantity of activities is almost endless. There is |
| store clerk, to consulting for a business, to | | | | something for every retiree. There is no need to |
| returning to part time work for the company you | | | | sit at home lonely, depressed, inactive. You can |
| just retired from including computer work at | | | | be occupied with useful activities. |
| home. The list is many for Employers have come | | | | 4. Once you have decided on an activity it is time |
| to realize that older persons, retirees, are more | | | | to go after it. Do not be timid. Ask what is |
| dependable and more reliable for getting the job | | | | available from employers and others. If they say |
| done. You can even suggest a job to employers, | | | | "nothing" then suggest something, especially if it is |
| make your own job. So jobs are available. | | | | a business or institution you prefer. |
| What about work at home? As just suggested | | | | Retirement can be useful to others and for self, |
| you may do computer work at home for | | | | and even exciting. |
| businesses. This can be anything from preparing | | | | You are now an expert at something. Make use |
| letters, to preparing advertisements for a | | | | of it. But remember that the initiative is up to you. |
| business, to writing reports, to bookkeeping, and | | | | Many think that when a person retires they are |
| on that list goes. Sell the idea of what you can do | | | | done. Make them see different. Find a niche you |
| for a business. Though hard to achieve success | | | | like and go after it. |
| you could set up a web site where you sell | | | | |