| Over 47 million Americans don't have any type of | | | | self employed, you may be able to get a good |
| health insurance coverage. Some of the reasons | | | | rate through an association of people that |
| are the cost of it, misinformation and past or | | | | perform the same type of activity that you do in |
| present medical conditions that disqualify them for | | | | or near the community where you live. These |
| coverage. We usually think about the subject of | | | | associations get in to blanket insurance programs |
| health insurance only when we need it the most | | | | that are less expensive to its members. Try to |
| due to a family member been sick and the doctor | | | | find one and sign in for membership. One thing to |
| and hospital bills are outrageous. If we want to | | | | remember is that you can not form an |
| keep our credit in good standing, we have to find | | | | association with the sole purpose of getting health |
| a way to pay our medical bills. There is a growing | | | | insurance. |
| concern among Americans about this issue but | | | | Another common problem why a lot of people |
| what can we do to solve it? | | | | don't have insurance is because they do not |
| First, we most know that if you do not qualify | | | | qualify due to preexisting or present medical |
| for health insurance or can not afford it, your | | | | conditions. If you are one of them, the first thing |
| children may still be able to get it. There are | | | | you may want to do is to find out if your state |
| different state and local programs that we could | | | | offers "High Risk Pools" programs. This type of |
| look at to get free or low cost coverage for our | | | | programs offer coverage to individuals who have |
| kids. Medicaid or Chip are two programs that are | | | | conditions that could prevent them from getting |
| income qualification related. We may be reluctant | | | | coverage from a private insurance provider. |
| at looking into those programs due to our income | | | | While the majority of Americans have some type |
| because we may think that we do not qualify but, | | | | of health insurance, some of them through their |
| if we don't, our kids may qualify. In some | | | | employer, others through the VA or the Social |
| instances we may be able to get protection for a | | | | Security programs, there are too many that have |
| low cost. The qualifications for these programs | | | | no insurance protection at all. There is an |
| may vary from state to state. Please take the | | | | immediate need to find a solution to this problem. |
| time to look at these options. | | | | Our last choice is to get some health insurance |
| Some other things that could be important to look | | | | protection through a governmental reform. We |
| at are the smaller programs offered by | | | | need to make conscience of the magnitude of |
| community hospitals or doctor's associations. Visit | | | | the problem and really think about whom is the |
| your nearest hospital and ask if the have a | | | | presidential or senatorial candidate that had made |
| coverage program that could accommodate your | | | | room in his/her political agenda to deal with this |
| needs since it could result in big savings for you | | | | situation in the nearest future. We should go out |
| and your family. This type of coverage may only | | | | and vote because by doing it we may be |
| be in effect in a small area but will give you an | | | | contributing to the solution. If after been in office |
| important choice to save money. Make some calls | | | | the politicians forget about these issues that are |
| and look at these choices. In other words shop | | | | important for us, we have the power to remove |
| around. | | | | them from their office by changing our political |
| If you do not have insurance because your | | | | election. |
| employer does not offer it or because you are | | | | |