| y"> | | | | charge. Some of the plans include Medicare Part D |
| Do you know what Medicare Part C covers? Do | | | | which is prescription drugs. |
| you know what a PPO or HMO is? | | | | If you want to save money on your monthly |
| Do you know what Medicare is? If you have | | | | health care premium this is the way to go. |
| answered yes or no to any of these questions, | | | | Always call Social Security of Medicare to help |
| read on. | | | | you make the best decision for your personal |
| Part A - Hospital Inpatient | | | | needs. |
| Part B - Hospital Outpatient, doctor's visits, | | | | When you have Part C you pay a co pay for |
| ambulance, laboratory, etc. | | | | each doctor's visit. |
| Part D - Prescription Drugs | | | | HMO - HEALTH MAINTENANCE ORGANIZATION: |
| When you join Medicare Part C you are joining a | | | | You are in a network and use the doctor's and |
| Medicare Advantage Plan. This means you have a | | | | medical facilities in the contracted organization. |
| Primary Care Medical Doctor. This doctor refers | | | | PPO - PREFERRED PROVIDER ORGANIZATION: |
| you to specialists and managers all your medical | | | | You can use doctors out of network but the cost |
| needs. You will not be able to visit any doctor of | | | | will be higher upon receiving your provider bill. |
| your choice. You stay within the group you are | | | | When you have Medicare Part C you have the |
| assigned. | | | | option of choosing and HMO or PPO. |
| Medicare Advantage Plan or Part C is a | | | | Only you can make the decision of what kind of |
| combination of Part A, Part B and possibly Part D. | | | | Medicare coverage you need. Call Medicare and |
| Your monthly premium payment will be lower | | | | Social Security they are always there to help you |
| than having Medicare Part A,B, and D separtely. | | | | make this decision. |
| It is a way to save money on Part B. When you | | | | Thank you for reading my article. Please feel free |
| have Part B there are several insurance | | | | to read any of my numerous articles on various |
| companies to choose from but there is a monthly | | | | subjects. |