| Workers compensation is a form of insurance | | | | employer was at fault for the injury. The only |
| that provides compensation medical care to | | | | thing that matters is that the individual was |
| employees who were injured at the workplace. | | | | injured at work. Workers compensation laws have |
| Basically, it guarantees workers medical care and | | | | been designed to exclude fault to make it easier |
| payment for any time lost at work due to a | | | | for workers to receive their treatment and |
| work-related injury. Because getting injured on the | | | | compensation. Although employees don't have to |
| job could start massive lawsuits, which it has | | | | prove that their employer was at fault, they do |
| before, many employers offer compensation with | | | | have to go to a doctor or medical hospital if the |
| no questions asked. Regarding this form of | | | | employer's choice. Refusing to see the selected |
| compensation, it is important to understand a few | | | | doctor could result in losing your compensation |
| facts about it. Some of them may surprise you | | | | case. If you get hurt at work and want to go to |
| and change your views on compensation. The | | | | your own doctor, be prepared to pay for it |
| main thing everybody needs to understand is that | | | | yourself. |
| the rules are different from state to state. Being | | | | Regarding the lawyers who work the workers |
| aware of the laws in the state in which you are | | | | compensation cases, they typically are paid on a |
| employed is beneficial to all employees. | | | | contingency fee basis. This means that they |
| One thing everyone should know about workers | | | | receive a percentage of the winnings. If the |
| compensation is that not all employers are | | | | lawyer doesn't win the case and the employee |
| required to have it. In different states, there are | | | | receives no money, then the lawyer receives no |
| a minimum number of employees a company can | | | | money. If the case is won and a lawyer is paid, |
| have before they must offer compensation. This | | | | the fees awarded to the lawyer usually have to |
| number usually is small and is around five | | | | be approved by the state's workers |
| employees. If you work in a large corporation, | | | | compensation board. The fee typically awarded to |
| you have nothing to worry about. Small | | | | lawyers in one quarter or one third. |
| businesses with just a few employees may not | | | | Workers compensation is one of those topics that |
| offer it because it is not required of them. If you | | | | everybody thinks they know everything about. In |
| work in a small business, find out if your | | | | reality, the only people who can really say they |
| employee offers it because it could save you a | | | | know everything about it are lawyers because it |
| lot of money and stress if you happen to get | | | | is their job to do so. Because the laws change |
| injured. | | | | from state to state, it can be easy to miss some |
| Another thing that many people do not know | | | | of your state's regulations regarding workers |
| about workers compensation is that the | | | | compensation. |
| employee does not have to prove that the | | | | |